WiseCalc
About & methodology

WiseCalc

Honest, fast calculators for India-first planning

SIP, Lumpsum, SWP/Retirement, and Net Worth - all inflation-aware, step-up friendly, and shareable. Mobile-first and server-rendered for quick access.

Why WiseCalc?

  • Real-time charts and inflation-aware outputs
  • Step-up SIP, SWP, and net worth projection
  • No sign-in - just precise numbers
  • Built for Indian investors and current inflation assumptions

Featured tools

Pick the calculator you need

All calculators stay inflation-aware and update instantly as you tweak inputs.

SIP Calculator

Plan monthly SIPs with step-up and inflation toggle. Share a WhatsApp-ready summary.

Open SIP calculator

Lumpsum Calculator

Forecast one-time investments with today’s value and return assumptions.

Open lumpsum calculator

SWP / Retirement Calculator

Model monthly withdrawals, yearly increases, and exhaustion timeline with inflation-aware payouts.

Open SWP calculator

Net Worth Calculator

Track assets & loans, growth/repayment assumptions, and inflation-aware net worth projection.

Open net worth calculator

Built for India

Inflation-aware by default

Every calculator shows future value and today’s value with a reality check toggle.

Step-up & what-if friendly

Compare scenarios side-by-side with step-ups, returns, and withdrawals tuned live.

Share-ready summaries

Copy summaries for WhatsApp and keep trust-first messaging for family decisions.